Bl!nk is the travel card in Nigeria trusted by over 70,000 Nigerians travelling, studying, and building businesses across the world.
- Happy Customers
- 70,000+ happy customers
- Currencies Supported
- 180+ currencies supported
- Max Inflow
- $10,000 maximum inflow
- KYC Grace Period
- 60 day KYC grace period
- Nigerian Naira (₦)
- United States Dollar ($)
- British Pounds Sterling (£)
- Canadian Dollar (C$)
- Euro (€)
- Australian Dollar (A$)
- Swedish Krona (kr)
- Swiss Franc (CHF)
- Japanese Yen (¥)
- Chinese Yuan (¥)
- Saudi Riyal (ر.س)
- South African Rand (R)
- Ghanaian Cedi (₵)
- Brazilian Real (R$)
- Kenyan Shilling (KSh)
- Egyptian Pound (E£)
- Indian Rupee (₹)
- Singapore Dollar (S$)
- Hong Kong Dollar (HK$)
- UAE Dirham (د.إ)
- Turkish Lira (₺)
Traveling shouldn't mean worrying about money.
Currency Exchange
Avoid unreliable exchange services
Foreign Cards
Use a Bl!nk Travel Card instead of hoping your foreign card works.
Cash Dependency
Spend digitally wherever you go.
Complex Banking
No local bank account required.
Three ways Bl!nk keeps you connected
Live the Culture
Stay connected to Nigeria, wherever you are. Discover its fashion, music, food, and trends with Blink.
Spend confidently wherever your journey takes you.
- Restaurants
- Shopping
- Ride-Hailing
- Hotel
- Cafes
- Business Trips
- Student Expenses
From touchdown to homecoming, money that moves with you.
- Before you fly
Loaded and ready, before wheels touch down.
Fund your Bl!nk card from anywhere in the world before you board. By the time your flight lands, your money is already there waiting, no transfers to chase, no bank queue, no last-minute panic at the gate.
- Top up in minutes from any country, any time
- Funds confirmed and ready before departure
- No bulky foreign cash to carry or declare
- Touch down in Naija
Clear immigration. Tap your card. You’re in.
Skip the hunt for a working ATM at arrivals. The second you land in Lagos or Abuja, your Bl!nk card is already live, ready for the airport taxi, the hotel front desk, and everywhere after.
- Active at airport taxis and POS terminals on arrival
- Real-time spend notifications, right on your phone
- No “insufficient funds abroad” surprises
- Currency Sorted
Why count Naira when you can just tap?
No street-side currency runners, no queuing at a bureau de change, no guessing today’s rate. Bl!nk converts the moment you spend, at a transparent rate, so the cash-for-Naira hustle stays someone else’s problem.
- No street exchange queues or counterfeit-note risk
- Transparent rates, no hidden markups
- Spend dollars, pounds, or euros settled instantly
- Your Travel Essential
As essential as your passport. As easy as your back pocket.
Bl!nk travels the way you do, slipped into a jeans pocket, a jacket lining, a carry-on. It’s built to be the card you reach for first the moment you land, wherever the trip takes you next.
- Slim card, fits anywhere your passport does
- Contactless tap, no PIN for everyday buys
- Backup funds always available, even off the beaten path
- Shopping in Naija
From duty-free to designer boutiques downtown.
Island malls, Victoria Island boutiques, Mainland groove, the duty-free run before your flight home. Bl!nk is accepted everywhere the receipts start adding up, with every purchase tracked the instant it happens.
- Accepted at Nigeria’s major malls and boutiques
- Every purchase logged in real time on the app
- Zero declined-card moments at checkout
- Street Foods & Cafes
Matcha stops and suya runs, sorted.
Some of the best things you’ll spend on in Nigeria aren’t in a mall, they’re at a roadside stand or a juice bar with a tap-to-pay machine and nothing else. Bl!nk works wherever there’s a POS, no minimum spend required.
- Works at roadside vendors with mobile POS
- No minimum spend, no “card only above ₦X”
- Every naira tracked straight from the app
- Nightlife & Owambe
Dress up. Show up. Tap to pay.
Lagos nights don’t end early, and neither should your card. Whether it’s a rooftop on Victoria Island or an owambe that runs till sunrise, Bl!nk keeps up slim enough to wear, fast enough to never hold up the bar.
- Contactless tap for fast bar and event tabs
- Always the last one in your group to run out of cash
- A card bold enough to match the night out
- Homecoming & Heritage
Ojude Oba doesn’t run on city Wi-Fi. Bl!nk still works.
Festival season pulls you back further than the airport, past the highway, into the village square where your family’s history is still being celebrated. Bl!nk works in market towns and packed festival grounds alike, so the only thing you’re tracking is the procession, not your balance.
- Works beyond city centers, towns, villages, festival grounds
- Fund family celebrations and gifts from anywhere
- One card, from the horse parade to your flight back
Experience the App
Fast Onboarding
Get set up quickly and start using Bl!nk without the usual banking hassle. The onboarding process is simple, guided, and designed to get you from sign-up to your first transaction in just a few minutes.
Transparent Rates
See your exchange rate upfront and know exactly how much Naira you’ll receive before you confirm any transaction. No hidden fees, no surprises—just clear, real-time pricing so you can plan your spending with confidence.
Secure Payments
Pay with confidence knowing your transactions and money are protected at every step. Bl!nk uses strong security measures to keep your account safe, so you can focus on your trip instead of worrying about risks.
Instant Notifications
Get real-time updates whenever money moves in or out of your account. Every transaction is tracked and shared instantly, helping you stay in control of your spending wherever you are.
Built for Travelers
Everything you need to manage money simply while you’re in Nigeria. From currency conversion to local payments, Bl!nk is designed to make your travel experience smoother and more convenient.
Easy Transfers
Send Naira to friends, businesses, or local bank accounts with ease. Transfers are quick, straightforward, and designed to help you handle everyday payments without stress.
From landing to spending, in a few simple steps.
Create your account in minutes.
Enter your basic details and verify your phone number to get your Bl!nk journey started.
Load in any currency to Naira
Fund with your bank card issued by a bank in your home country. Instant Conversion to Naira
Tap, swipe, or click, your card just works.
POS, ATMs, online checkout. Real-time alerts keep you in control of every kobo.
Hear from travelers who chose Bl!nk
Kemisola Jones
United Kingdom
Bl!nk made arriving in Nigeria so much easier. I converted my money to Naira, got my card ready, and could start paying without worrying about carrying cash everywhere.
Adeola Adeojo
United States
I was worried about using my foreign card in Nigeria, but Bl!nk gave me a much simpler option. The app is easy to understand and the whole experience felt really smooth.
Amara Noso
Canada
The best part was knowing exactly how much Naira I was getting before converting. It made managing my money during my trip much less stressful.
James Taiwo
United Kingdom
From setting up my account to making my first payment, everything felt straightforward. Bl!nk is exactly what I needed for my trip to Lagos.
Kemisola Jones
United Kingdom
Bl!nk made arriving in Nigeria so much easier. I converted my money to Naira, got my card ready, and could start paying without worrying about carrying cash everywhere.
Adeola Adeojo
United States
I was worried about using my foreign card in Nigeria, but Bl!nk gave me a much simpler option. The app is easy to understand and the whole experience felt really smooth.
Amara Noso
Canada
The best part was knowing exactly how much Naira I was getting before converting. It made managing my money during my trip much less stressful.
James Taiwo
United Kingdom
From setting up my account to making my first payment, everything felt straightforward. Bl!nk is exactly what I needed for my trip to Lagos.
Amara Noso
Canada
The best part was knowing exactly how much Naira I was getting before converting. It made managing my money during my trip much less stressful.
James Taiwo
United Kingdom
From setting up my account to making my first payment, everything felt straightforward. Bl!nk is exactly what I needed for my trip to Lagos.
Kemisola Jones
United Kingdom
Bl!nk made arriving in Nigeria so much easier. I converted my money to Naira, got my card ready, and could start paying without worrying about carrying cash everywhere.
Adeola Adeojo
United States
I was worried about using my foreign card in Nigeria, but Bl!nk gave me a much simpler option. The app is easy to understand and the whole experience felt really smooth.
Amara Noso
Canada
The best part was knowing exactly how much Naira I was getting before converting. It made managing my money during my trip much less stressful.
James Taiwo
United Kingdom
From setting up my account to making my first payment, everything felt straightforward. Bl!nk is exactly what I needed for my trip to Lagos.
Kemisola Jones
United Kingdom
Bl!nk made arriving in Nigeria so much easier. I converted my money to Naira, got my card ready, and could start paying without worrying about carrying cash everywhere.
Adeola Adeojo
United States
I was worried about using my foreign card in Nigeria, but Bl!nk gave me a much simpler option. The app is easy to understand and the whole experience felt really smooth.
Bl!nk in
the News
Business Insider Africa"Bl!nk is set to redefine how Nigerians save, spend, and move money across borders"
The Independent"A financial passport for a generation of Nigerians thinking beyond borders."
Thisday"Forward thinking: a card that understands how culture drives connection."
TechCabal"The card every Nigerian abroad wishes they had years ago."
Information Nigeria"Blink is not trying to replace banks. It is rethinking what banking means."
Bl!nk in the wild. Catch the vibe.
Frequently Asked Questions
What currencies can I fund my Blink card with?
You can fund your Blink card in USD, GBP, EUR, and 180+ other currencies from any international bank card. Funds convert instantly to Naira at competitive, transparent rates with no hidden markup.
What is the 60-day KYC grace period?
New users can register and start spending on their Blink card immediately after signup. You have up to 60 days to complete full identity verification (KYC) without any interruption to your card usage.
What's the difference between a virtual and physical Blink card?
Your virtual card is issued instantly after approval so you can start spending online and via linked wallets right away. A physical card ships to your registered address within 3–5 business days for a one-time $5 fee.
Can I use my Blink card at ATMs?
Yes. Blink cards work at any ATM that accepts Verve, letting you withdraw Naira while in Nigeria. Standard ATM withdrawal fees apply.
What happens if my card is lost or stolen?
You can instantly freeze your card from the Blink app to stop any further transactions, then request a replacement. Freezing and unfreezing your card takes seconds and doesn't require contacting support.
Does Blink charge foreign exchange (FX) fees?
No. Blink converts your funded currency to Naira at a transparent, competitive rate with no hidden FX markup or surprise charges when you spend.
Can I hold multiple currencies on one card?
Yes. Blink's multi-currency wallet lets you fund and hold balances in USD, GBP, EUR and more, converting to Naira as needed rather than locking you into a single currency.
Is there a limit to how many times I can fund my card?
There's no limit on the number of funding transactions. The limit is $10,000 per individual transaction, with unlimited funding per day.
Can I use Blink for business or family transfers?
Yes. Many cardholders use Blink to fund family celebrations, send support to loved ones in Nigeria, or manage everyday business transactions, all through the same card and app.
Do I need a Nigerian bank account to use Blink?
No. You can fund your Blink card directly from any international bank card and spend or withdraw Naira in Nigeria without needing a separate local bank account.
Will I get notified every time I spend?
Yes. Blink sends real-time push notifications for every transaction, so you always know exactly what's been spent, where, and when.
Is Blink regulated?
Yes. Blink is issued by O3 Capital, which has been issuing cards since 2014 and is licensed by the Central Bank of Nigeria (CBN). All transactions are protected by PCI DSS-compliant infrastructure and 256-bit SSL encryption.
Can I close my Blink account?
Yes, you can close your account and card at any time from the app or by contacting care@o3cards.com. Any remaining balance will be processed for withdrawal before closure.
How do I contact Blink support?
You can reach the team at care@o3cards.com or visit the O3 Capital office at Tower 1, Plot 30, Churchgate St, Victoria Island, Lagos, Nigeria.
Your Nigerian travel experience starts here.
Download Bl!nk and enjoy simple, secure, and stress-free payments from the moment you arrive.
